Service Center

The Service Center features support for callers, online and mobile banking, and live chat. Call 417.520.4333 locally or toll-free 833.875.2492 from 7:00 a.m. to 7:00 p.m. Monday through Friday and 8:00 a.m. to 2:00 p.m. Saturdays.

Fraud Center

Guaranty Bank provides enhanced fraud protection for your debit card. You may contact the Fraud Center 24/7 at 800.237.8990.

Gift Cards

Provide the perfect gift to friends and family with a MasterCard® gift card that can be used virtually anytime, anywhere.


Free notary service to Guaranty Bank customers.

Safe Deposit Boxes

Guaranty Bank offers you the peace of mind of storing your valuables in a safe deposit box. We automatically debit the low annual fee from your account for extra convenience.

Available boxes*:

3x5: $25 

5x5: $35 

3x10: $40 

5x10: $60 

10x10: $80 

16x10: $100

*Not all sizes available at all locations. Perks Banking customers eligible for discounts. See a branch banker for details.

Order Checks

Ordering new checks is easy, just visit Deluxe Personal Checks.

If your account number has fewer than 10 digits, you MUST contact our customer service department at 833.875.2492 prior to ordering online.

Note: You must enter the account number and bank routing number exactly the way it appears on your check reorder form!

Overdraft Protection Opt-Out

You may revoke your election to opt-in to our institution's payment of ATM and everyday debit card transactions at any time by calling us at 833.875.2492 or visiting any Guaranty Bank branch. It may take up to 5 business days after receipt of your request to revoke your authorization to process your request. If you have already opted-out of overdraft protection and would like to opt-in please visit any Guaranty Bank location.

Telephone Banking

Free 24/7 access to several banking functions available through our Telephone Banking program. Start by dialing toll-free 866.237.0724 or Springfield local 417.520.6082.

If you are a first time caller, your PIN will be your entire nine-digit Social Security number. You will then be prompted to select your personal PIN for future use. If anyone else is on the account, they will set up their own PIN for access. Thereafter, just call Telephone Banking and follow the menu:

Telephone Banking Options

  1. Bank Information
  2. Account Balance
  3. Account History
  4. Transfer Funds or Make a Payment
  5. Report You Card Lost or Stolen
  6. Reorder Checks
  7. Stop Payment
  8. Change Overdraft Options
  9. More Options
    1. Merchant Check Verification
    2. Activate a Card
    3. Change PIN

Branch Banker Services

  • Cashiers checks
  • Coin counting*
  • Fax service
  • Photocopies
  • Money orders

*Available at certain locations.

Direct Deposit

Arrange for automatic deposit of your paycheck, pension, Social Security, or other recurring checks directly into your Guaranty Bank checking, savings or money market account.

Automatic Transfers

Transfer funds automatically each month from your Guaranty Bank checking account into your savings or money market account. It's an easy way to "pay yourself first" and save! We can also arrange preauthorized transfers from third parties — a convenient way to make loan payments. Some restrictions apply.

Wire Transfers

Wire transfers are the fastest way to move money. We facilitate incoming and outgoing wire transfers domestically and internationally.

  • Incoming Wire – $15
  • Outgoing Wire – $30
  • Outgoing Wire Initiated in Online Banking – $15
  • Foreign Wire – $55